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Top 10 Best New Car Deals

Are you looking for a new car? If yes, then the chances are you’ve been baffled by a million new car deals with varying amounts of APR, different monthly costs and wildly expensive deposits.

It’s hard to decide whether to go with personal contract purchase (PCP), hire purchase (HP), personal contract hire (PCH) or just to get a good old-fashioned personal loan.

DS Store Birmingham North car dealership
There are some great deals on the new DS range.

While buying outright or a loan is the traditional way of purchasing a new car, you’ll often find that going down the credit route can actually make purchasing a new vehicle cheaper.

If you opt to lease, then you can change car every two or three years without being locked into a lengthy four or five-year loan.

We’ve scoured the market and have found the 10 best new car deals, these are a mix of PCP and PCH so there will be something for everyone.

This guide has focused on the very latest models that have hit our roads in the last six months across all the different types, from hatchbacks to luxury saloons.

Our top 10 best new car deals for 2020 include:

  1. DS3 Crossback
  2. Range Rover Evoque
  3. Suzuki Swift
  4. Tesla Model 3
  5. Ford Focus Active
  6. Kia xCeed
  7. Renault Clio
  8. Audi A1
  9. Mazda 3
  10. Volvo S60

1. DS3 Crossback on PCP

Capitalising on the crossover boom DS have released a jacked-up version of their incredibly successful DS3, it’s called the Crossback.

Yes, it’s a Citroen underneath, but the DS brand is suitably upmarket and premium in fit, feel and finish. With the DS3 Crossback featuring some gorgeous interior options.

DS3 Crossback is a baby luxury crossover.
DS are hoping to capitalise on the small crossover market with the Crossback.

On the outside, you’ll find striking design all over, and the Crossback doesn’t look all that big when compared to the likes of the Nissan Juke. DS has managed to keep everything well proportioned.

There’s fancy high end touches like flush-fitting door handles that appear as you walk up to the car and 17” alloys as standard.

You’ll have to plump for the range-topping ‘Ultra Prestige’ to gain the matrix LED vision headlights though, and for an eye-watering £31,000 few will probably go that far.

There are three petrol engines to choose from, with either 101, 131 or 155 HP and a single BlueHDi diesel with 101 HP.

DS have also just released their fully EV ‘E-Tense’ powertrain which has 136 HP and a range of up to 200 miles on a single charge.

We managed to find a new car deal on the 1.2-litre petrol ‘Performance Line’ model, so one up from the entry-level ‘Elegance’.

A deposit of £1,500 will start the deal and a further 36 monthly payments of just £205 on an 8,000 mile per year contract.

See the deal on Zen Auto by clicking here.

Note: Last checked March 2020

Deal summary:

  • £205 a month
  • Deposit of £1,500
  • Unique looks
  • Currently rare on the roads

2. Range Rover Evoque on PCH

New for 2019 is the second coming of the Range Rover Evoque. While to the untrained eye it may look like a facelift or even a baby Velar, this Evoque is nearly entirely new under that familiar skin.

Land Rover has gone all out to improve the interior quality. Now the cheapest model into the world of Range Rover truly feels premium and special.

It’s superbly quiet inside with soft leather, and there are some incredible interior trims on offer.

Range Rover Evoque is a capable off-road machine.
You may never take it off-road, but the Range Rover Evoque can do it.

Again, flush-fitting door handles feature along with the fancy dual-screen setup initially found in the bigger Velar.

The upper screen deals with all your infotainment needs while the lower one controls the heating and vehicle settings. This leaves the rest of the dash well and truly button-less for a clean, modern layout.

Well specced from the off and with prices starting at £31,295 it’s hard to argue the need for the current range-topping ‘First Edition’ at a smidge under £50k.

It’s worth considering the middle of the range ‘R-Dynamic’ trim though, it adds some smarter exterior styling, a unique alloy wheel design, treadplates and a host of interior upgrades to make it feel even more premium.

There are four diesel engines, with power ranging from 150, 180 and 240HP – the lowest power makes do with front-wheel drive only, the rest are all-wheel.

You can also choose from three petrol engines that produce 200, 249 or 300 HP from a 2.0-litre turbocharged engine.

Our pick is the ‘R-Dynamic’ in two-wheel drive form with the 150 HP engine. We found a new car deal over 36 months with a deposit of £2,648 and a mileage limit of 5,000, meaning a brand new Evoque will cost you just £294 a month.

See the deal on Select Car Leasing by clicking here.

Note: Last checked March 2020

Deal summary:

  • £294 a month
  • Deposit of £2,648
  • Stylish
  • Superb interior

3. Suzuki Swift on PCP

While this isn’t a ‘new car’ as it came out in 2017, the new ‘Attitude’ model is noteworthy, especially at the price we’ve found it for.

Adding some go faster, sporty styling to what is already a pretty chic little hatchback the ‘Attitude’ starts at just £12,617.

That’s a bargain when you consider it comes with 16” alloys as standard, a rear spoiler, sporty skirts and a unique mesh grille.

If you want practicality and sporty looks head for the PCP deals page for the Suzuki Swift Attitude.
‘Attitude’ trim adds a ton of ‘go faster’ styling to an already great looking car.

There’s only one engine option, the 1.2-litre Dualjet petrol with 90 HP and a five-speed manual gearbox. But it proves to be economical around town with enough oomph to get you through city traffic with ease.

Any colour apart from the ‘Fervent Red’ is a cost option, so that bumps the price up by £485.

In terms of deals, Suzuki are offering two incredibly good value ones. First up is a PCP with no deposit. Monthly payments come in at £195 for 49 months with a final payment to purchase the car of £4,716 which means the APR is at 6.9%.

Second, up is their deposit PCP offering. Here you put down £1,062 and pay just £161 a month over 49 months.

This leaves you with a final payment of £4,207 if you want to purchase the car. That’s with a fixed interest rate of 6.9%

Both deals are on an 8,000 mile per year limit.

See the deal on Suzuki’s UK website by clicking here.

Note: Last checked March 2020

Deal summary:

  • £172 a month
  • £1,000 deposit
  • Sporty exterior
  • Decent kit on the inside

4. Tesla Model 3 on PCP

Possibly the most hyped car of the moment, the Tesla Model 3. Leasing deals are still few and far between so expect prices to go down as demand peaks.

Tesla’s Model 3 is hopefully going to be the ‘Model T’ of electric cars we’ve all been waiting for. Elon has promised a cheap £25k version of the 3, but that will be a couple of years away yet.

The Tesla Model 3 is the newest electric car for 2019.
Tesla’s latest – the ‘Model 3’

In the meantime, there are three options to pick from, ‘Standard Range Plus’, ‘Long Range’ and ‘Performance’. Each of these has different ranges, those being 254, 348 and 329 miles respectively.

Prices start at £38,500 for the ‘Standard Range Plus’ which is rear-wheel drive only. £47,000 for the all-wheel-drive ‘Long Range’ and £52,000 for the ‘Performance’ which is also all-wheel drive.

If you want the full self-driving capability expect to pay upwards of £5,800 for the privilege.

Speccing an entry-level 3 on the Tesla website means you’ll have to put down a £6,000 deposit and the car will cost you £471 a month for 48 months based on 10,000 miles per year.

We managed to find a better deal. How about £448 a month for 48 months with just a £4,034 deposit. That will limit you to half the mileage Tesla allow, so just 5,000 miles per year, it will, however, get you into a Model 3 for considerably less money.

See the deal on Select Car Leasing by clicking here.

Note: Last checked March 2020

Deal summary:

  • £448 a month
  • Deposit of £4,034
  • Great EV range
  • One of the most sort after cars of the moment

5. Ford Focus Active on PCH

Ford has eyed a market segment that’s increasingly growing with the Focus Active, people that want some off-road, or soft-road abilities without the heft of a crossover or SUV.

While it’s lacking all-wheel drive let alone 4×4 hardware, what the Focus Active has is a trick setup that uses the inbuilt ABS to give you some modest off-road ability.

Couple that with an increase in ride height, some hard-wearing plastic cladding along the sides and you’ve got yourself a weekend adventure vehicle.

Ford Focus Active, off-road looks with hatchback size
Ford’s new Focus Active gives mild off-roading abilities to it’s popular hatchback.

You can opt for the Active in either hatchback or estate form, so if you need more space for say, mountain bikes, dogs or all the kids camping stuff the estate option is there.

There are two petrol engines to choose from; the 1.0-litre turbo with 125 PS, or a 1.5-litre turbo with 150 PS.

Either can be configured with a manual or automatic gearbox. There’s also a single diesel, the 1.5 litre with 120 PS, again this can be specced with a manual or automatic gearbox.

Available in either ‘Active’ or ‘Active X’ trims, the latter features some creature comforts to make motoring that bit easier; like parking sensors all round, keyless entry, auto-dimming rear-view mirror, rain-sensing wipers and heated front seats.

Prices start at £22,145 for the Focus Active in hatchback form, we managed to find the ‘Active X’ model with the 1.0 litre EcoBoost engine for just £234 over 48 months.

That was with an initial deposit of £1,405 and a mileage limit of 5,000 per year. You can bump that up to 10,000 for an extra £18 a month.

See the deal on Nationwide Vehicle Contracts by clicking here.

Note: Last checked March 2020

Deal summary:

  • £234 a month
  • Deposit of £1,405
  • Soft-road ability
  • Adventurous, go anywhere looks.

6. Kia xCeed on PCP

Similar to the Focus Active, Kia has just released the xCeed.

A raised ride height with edgy off-road inspired looks might sound identical to the Focus, but the xCeed lacks any trick off-road settings.

So whereas the Ford will actually help you out of mud, snow or sand, the xCeed just looks good.

Ride quality and body roll in corners isn’t as well controlled as with the Focus, but apart from those few negatives overall the Kia is a comfy, competent car on UK roads.

Kia's new Xceed is an off-road looker.
It may have off-road looks but that’s about it.

A new infotainment system ranks particularly high thanks to a massive 10.25-inch screen, it’s quick to load, and the menus are easy to navigate. There’s also Android Auto and Apple CarPlay to mirror your phone when needed.

Standard kit includes LED lights, heated steering wheel and seats, climate control, cruise control, reversing sensors and a camera.

There are two turbocharged petrol engines to choose from, a 1.0 litre with 118 bhp, a 1.4 litre with 138 bhp and two diesels which make 114 bhp or 134 bhp. Only the 1.4 petrol can be optioned with an automatic gearbox.

In terms of price, the xCeed costs roughly £2,000 more than a standard Ceed coming in at £20,795 for the entry-level ‘2’ trim.

We actually found Kia had a great PCP deal on the xCeed. An initial deposit of £2,000 followed by 37 monthly payments of just £261 would get you the entry-level ‘2’ version with the 1.0-litre turbo engine.

That’s based on a 10,000 mile limit with APR coming in at a ridiculously low 5.90% over the term.

See the deal on Kia’s UK website by clicking here.

Note: Last checked March 2020

Deal summary:

  • £261 a month
  • Deposit of £2,000
  • Infotainment is top notch
  • Chunky, mean exterior

7. Renault Clio on PCP

If you didn’t know, Renault has recently updated their small Clio hatchback. The changes are subtle on the outside, but it’s the interior where Renault has worked hard.

It’s now far higher quality than the outgoing model and features one of the largest infotainment screens in its class.

2019 Facelift Renault Clio
It may look similar to the old model, but a lot of the Clio is new.

There’s also a new customisable 7” screen in front of the driver, this shows your dials, speed etc. but can be totally changed to your suiting like on premium Audi’s.

You can even ditch the handbrake and opt for an electronic one to free up space in the front. That’s as well as mood lighting if you select the ‘Techno’ pack and the hands-free key card is available on ‘Iconic’ models and up.

You get the choice of three trims, with prices starting at £14,295 for the entry-level ‘Play’, £15,295 for the ‘Iconic’ and £17,795 for the ‘R.S Line’.

There are four petrol engines to choose from, SCe 75, TCe 100 and the TCe 130 which is only available on the R.S Line.

There’s also a single diesel, the dCi 85. You can guess the horsepower by the numbers, and it’s probably best to avoid the SCe 75 unless you like poodling along in the slow lane.

Renault are currently offering the Clio ‘Play’ for £199 a month with a deposit of £2,123. The deal is over 25 months and limited to 6,000 miles per year.

The best bit about it is that there’s 0% APR, so taking the lease means you won’t pay any more than the car is worth.

See the deal on Renault’s UK website by clicking here.

Note: Last checked March 2020

Deal summary:

  • £199 a month
  • Deposit of £2,123
  • 0% APR
  • Great tech on ‘Iconic’ model
  • Full LED headlights as standard

8. Audi A1 on PCH

Audi’s baby hatchback and the entry-level into the world of the four rings, the A1, is now in its second generation. It’s grown in size but has become far more premium along the way.

Now available in five-door only form it’s near enough the size of the A3 in terms of proportions. Due to that there’s more space inside, so you don’t feel as though you’re sitting on your passenger’s knee anymore.

Audi A1 is the entry level into the world of Audi.
It may be the baby of the range but the A1 is still built incredibly well.

Across the dash, you’ll find some angular, almost 80’s inspired air vents, there’s a large 10.25 inch ‘digital cockpit’ that displays your dials, fuel, odometer trip, pretty much anything in fact. It’s totally customisable and incredibly smart in a car of this size.

Prices start as low as £19,745 for the entry-level ‘Technik’ model, that’s with dinky little 15” alloys and full LED lighting front and back. You also get an 8.8” infotainment screen and the Audi smartphone interface.

Prices go all the way up to £27,770 for the top of the range ‘S Line Style Edition’.

There are two engine choices on the entry-level model, the 25 TFSI or the 30 TFSI. One has 95 PS, the other 116. Both are 1.0 litre, and they can be optioned with the automatic S-Tronic gearbox.

Power and engine size bumps up if you select different trim levels, there’s a 35 TFSI which is a 1.4-litre turbo that makes 150 PS and a 2.0 litre producing 200 PS.

We managed to find a new car deal for the entry-level ‘Technick’ with the 25 TFSI engine for just £205 a month for 48 months with a deposit of just £1,235.

That’s with an allowance of 8,000 miles a year, but you can increase that to 10,000 and the price only goes up to £214 a month.

See the deal on Nationwide Vehicle Contracts by clicking here.

Note: Last checked March 2020

Deal summary:

  • £205 a month
  • Deposit of £1,235
  • Entry level tech is decent
  • Audi build quality

9. Mazda 3 on PCH

Probably not high on your list of car brands is Mazda, they sell in far smaller numbers than most of the car makers here in the UK, but don’t let that put you off.

Exclusivity is a given if you buy a Mazda, you won’t see many on the roads which is always nice.

That, along with how gorgeous the new Mazda 3 looks, means it’s a car that should be a lot higher on your list.

New Mazda 3 looks incredible as a shooting brake.
Stunning looks give the new 3 an edge over the boring competition.

A long low bonnet and steeply curved rear give the new 3 a hunkered-down look, it’s very much taking the ‘shooting brake’ design to heart. It’s different and bold, something Mazda are good at.

Inside you’ll find a minimalist interior, the only buttons on the dash are for the heating controls, all in a smart black and white monochrome hue. You can even option a burgundy leather trim which swathes the dash in red tones.

Prices start at £20,595 for the entry-level ‘SE-L’ trim and go all the way up to a £25,495 for the ‘GT Sport Tech’ model. That’s not a bad price difference from lowest to highest.

An odd thing about Mazda is that while everyone has downsized, they’ve ‘rightsized’. You can only opt for a 2.0-litre petrol or 1.8-litre diesel engine.

The good thing about them is that they’re no more polluting and often far more efficient than the tiny turbo engines everyone else has fitted in recent years.

Power is either 122 PS from the non-turbo 2.0-litre engine, or 180 PS from the turbo one, either can be had with the automatic gearbox. The single diesel engine produces 116 PS and can also be specced with auto or manual.

We managed to find a new car deal on the 2.0 litre ‘SE-L Lux’ model which is one up from the entry trim for just £213 a month with a £1,283 deposit over 48 months. That’s with a healthy 8,000 mile a year mileage allowance.

See the deal on Nationwide Vehicle Contracts by clicking here.

Note: Last checked March 2020

Deal summary:

  • £213 a month
  • Deposit of £1,283
  • Rare, you won’t see many
  • Great quality for the money

10. Volvo S60 on PCH

Volvo has continued their incredible styling with their saloon line up, first came the huge S90, then the even bigger V90 estate.

Now it’s the turn of the baby saloon, the S60.

Taking cues from the rest of the range the S60 is probably the prettiest saloon car on the market today.

It’s hard to judge between this and the Alfa Romeo Guilia, but for out and out clean style the Volvo has to win.

Volvo S60 is the smaller saloon in the range.
The great design work continues with the S60.

Inside you’ll find satin metal and soft leather across the dash and centre console. Build quality, as you’d expect, is second to none and easily up there with the likes of BMW or Mercedes.

A large 9” vertical infotainment screen houses all the car controls keeping the rest of the cabin button free.

Even though the S60 is smaller than the 90, it costs £100 more.

Prices start at £37,935 for the starting ‘R-Design’ trim, this increases to £38,835 for ‘Inscription’ and finishes at a whopping £56,105 for the ‘Polestar Engineered’ version.

There are two engine choices here in the UK, the T5 petrol which produces 250 HP and is coupled with an automatic gearbox, or the range-topping T8 twin engine.

The latter features all-wheel drive and is also a plug-in hybrid. When both powertrains are combined you’ll get a massive 390 HP. The only downside is pricing for the T8 start at £49,805.

We were able to find a new car deal for the S60 in ‘R-Design Plus’ trim with the T5 petrol engine for just £224 a month over a two-year lease. That includes an 5,000 mile a year allowance and only requires a deposit of £2,000.

See the deal on by clicking here.

Note: Last checked March 2020

Deal summary:

  • £224 a month
  • Deposit of £2,000
  • Incredibly high build quality
  • Great looking interior

What if these options are still too expensive?

Leasing and hunting for new car deals isn’t for everyone, deposits take time to save up if you don’t already have a car to sell or trade-in. But there are still numerous ways to get yourself into a car that’s new to you.

Why not take a look at some of our used car guides, there’s plenty out there to suit almost any budget. If you already have a car to sell, we can help out there too.