Top 10 Best Motability Cars
If you didn’t know, the Motability Scheme helps disabled people get around independently by using their mobility allowance to lease a car. But which are the best Motability cars? Read on and find out…
If you receive the higher rate mobility allowance and want to put it towards a brand new motor, look no further – we’ve narrowed down the top 10 best Motability cars on the market today.
With more than 2,000 cars to choose from, Motability offers comprehensive mobility packages that include insurance and breakdown cover alongside a brand spanking new motor.
Just add fuel and you’ll be on the road in no time, without the hassle of handling the running costs.
There are three options to choose from when it comes to leasing a car through the scheme:
- Pick out a budget-friendly vehicle that costs less than you receive in mobility allowance
- Choose a car that costs all of your weekly allowance
- Go for something that costs more than your mobility allowance
If you decide on the first option, you’ll have more than 200 cars to choose from. About the same number are available with the second option, too.
If you choose the third option, you’ll have a wider variety of vehicles to pick from but you’ll need to make up the difference between your allowance and the total cost of the lease with a one-off advance payment.
With so many cars on offer through Motability, there’s plenty of scope to pick out the perfect motor. From nippy superminis to sporty SUVS, there really is something to cater for all tastes – and to all budgets. Here are our favourites.
The top ten best Motability cars are below:
- Volkswagen Polo
- Skoda Octavia
- Seat Ibiza
- Kia Picanto
- Hyundai i10
- Citroen C3
- Dacia Duster
- MINI hatchback
- Skoda Karoq
- Volkswagen Tiguan
1. Volkswagen Polo
Volkswagen’s Polo is a quality supermini that has stood the test of time, nailing it in the popularity stakes to lead its class for more than four decades.
Spacious, stylish and solidly built, the Polo scores well on all fronts, and although it’s a little pricier than some rivals, residual values are stronger and running costs are competitive.
Named What Car? Small Car of the Year 2019, the Polo offers excellent ride quality – both on the city streets and at speed. While the smaller engines aren’t the most powerful, the Polo handles precisely.
Inside, the cabin is practically arranged and comfortable. There are seven trim levels to choose from but even the entry level ‘S’ model comes well kitted out with automatic emergency braking, a Bluetooth interface, manual air conditioning, ISOFIX anchor points and a media infotainment system.
There are nine VW Polo variants available through Motability, starting with the 1.0 EVO 80 ‘SE’ at a weekly rental price of £58.75.
At the top end of the scale is the 1.0 TSI 115 ‘R Line’ option, which accounts for the total weekly mobility allowance plus an advance payment of £499.
Price: Starts from £15,045.
- Solid build quality
- Comfortable drive
- Pricier than many rivals
- Small engines need working hard
2. Skoda Octavia
Available as a hatchback or as an estate, Skoda’s Octavia is a family car that lives up to expectations.
Scooping the Family Car of the Year title at the What Car? Car of the Year Awards 2019, the Skoda Octavia leads its class on space and comfort, as well as being competitively priced.
The Octavia is a roomy ride with a vast boot, clearly laid out dashboard and cutting edge touchscreen technology. Performance is good, too – the entry level 1.0 litre petrol engine handles city streets and motorways with ease.
Ride quality is comfortable, although rivals like the Ford Focus and VW Golf are smoother over rougher surfaces, and the steering is light, which makes for easy driving around town.
At entry level, the ‘SE’ hatchback and estate are fitted with 16-inch alloy wheels, SmartLink+ including Apple CarPlay, Android Auto and Mirrorlink connectivity, driver and passenger front and side airbags, remote central locking, an immobiliser, electrically adjustable and heated mirrors, and frankly, loads more.
The Motability Scheme includes almost 40 Octavia models, all of which account for the total weekly mobility allowance.
Most models also incur an advance payment, starting at £45, while the priciest model, the diesel estate 2.0 TDI ‘Sport Line’, calls for an upfront payment of £2,645.
Price: Starts from £18,610
- Loads of room
- Loads of standard spec
- Steering could be more responsive
- Engines can be noisy
3. SEAT Ibiza
Scoring highly on all fronts, the award-winning Seat Ibiza has long been a leader in the supermini class. This compact city car has a lot to offer in terms of spec, economy and performance, all wrapped up in a stylish package.
The Ibiza is attractive inside and out, with modern external styling and a well laid out, spacious cabin. The boot is a good size and there are plenty of practical cubby holes dotted around, too.
SEAT’s Ibiza is renowned for its ride quality – in fact, the model is one of the best in its class for traversing road imperfections with ease while offering unbeatable handling.
The entry level Ibiza is the cheapest but the engine leaves a little to be desired, feeling a bit sluggish beyond the city streets. A better bet is the 95bhp engine, which still delivers competitive fuel economy just with a bit more pull.
Insuring the Ibiza can be as cheap as you like – models span insurance groups two to 19, and the various engines offer up to 57.6 miles per gallon.
There’s a good range of spec as standard on even the base model, which comes kitted out with 15-inch alloy wheels, Bluetooth connectivity, a 6.5-inch infotainment system with Apple CarPlay and Android Auto, hill hold and a height adjustable driver’s seat.
There are more than a dozen Ibiza models available with the Motability scheme, starting at £55.95 per week. The most expensive model, the hatchback 1.0 TSI 115 ‘FR Sport’ 5DR DSG, accounts for the full weekly mobility allowance and an advance payment of £99.
Price: Starts from £15,600
- Unbeatable ride quality
- Lots of spec as standard
- One of the more expensive superminis
- Base engine needs pushing
4. Kia Picanto
The award-winning Kia Picanto is a compact city car that’s surprisingly spacious, practical and competitively priced.
Having scooped the What Car? City Car of the Year 2019 award, it’s no wonder the Picanto is perfect for getting around town – the easy ride and light, responsive steering makes it a dream to drive for city dwellers.
Roomy inside with distinctive styling, Kia’s smallest model has a generous boot for the size of car and also comes with a class-leading seven-year warranty.
The basic Picanto is priced at under £10,000 and comes with a decent amount of kit, including twin front, side and curtain airbags, remote central locking, electronic stability control, front electric windows and a brake assist system, as well as a comprehensive array of security devices as standard.
Tech is notably lacking on the entry-level model but the Picanto 2 – priced from £11,250 – offers more features, such as Bluetooth with music streaming and air conditioning.
There are more than a dozen Picanto variants available with the Motability Scheme, the majority of which account for between £50 to £60 per week of the higher rate mobility allowance. Only one model, the sporty GDI ‘GT-Line S’, will set you back your total weekly allowance.
Price: Starts from £9,895
- Reliable and solidly built
- Cheap to buy and to run
- Entry level model low on tech
- Not as comfortable as some rivals
5. Hyundai i10
Proof that good things really do come in small packages, the Hyundai i10 is a popular supermini that’s both fuel-efficient and fun to drive.
With Tardis-like dimensions, the i10 is deceptively spacious and not only handles city roads with ease, but can also tackle the motorway without too much complaint – a rarity for a model of such diminutive proportions (and price).
The entry level i10 starts at £9,325 and has a simple yet appealing style, along with one of the largest boots for the class.
Internally, the cabin is sleeker than you might expect for the price point, and the base model kit includes electric front windows, remote central locking, an immobiliser, split folding rear seats, ISOFIX points in the rear and a tyre pressure monitoring system.
Practical and efficient, the smallest Hyundai is also cheap to run. The base 1.0L engine handles town driving quietly, while the 1.2L alternative – available on the ‘SE’ trim and above – is ideal for more regular motorway driving.
Around nine Hyundai i10 variants are available through Motability, from the basic five-door option priced from £49 per week to the 1.2 ‘Premium SE’ trim, which is less than a tenner more per week at £58.75.
Price: Starts from £9,325
- Cheap to run
- Roomy cabin and boot
- Sparse on spec at entry level
- Better engines on ‘SE’ and up
6. Citroen C3
Citroen’s C3 combines striking style with efficiency and impressive ride quality, making the model a compelling option if you’re looking for a cost-effective way to spend your mobility allowance.
Inside, space is good up front, and the boot is competitive on size too. Things can feel a little more cramped in the rear, however.
Outside, all but the entry level trim include the airbump flanks seen on the C3’s Cactus sibling, which not only give the car an edge in the style stakes but also provide practical protection against car parking dents.
Key features of the basic ‘Feel’ trim level include 16-inch alloy wheels, a bi-tone roof, automatic air conditioning, cruise control, front and rear electric windows and a seven-inch touchscreen with ‘mirror screen’ for your mobile phone.
The C3 is light and supple on the road, with soft suspension. An ideal city car, the C3 is relatively easy to handle but the steering isn’t always as responsive as you might like. Be wary of rougher sections in the road, too – the car’s damping could be better.
Aside from the entry level 1.2 Puretech 82 ‘Feel’ model, priced at £60 per week, all other C3 options available on Motability count for the full mobility allowance, while the Puretech 110 ‘Flair’ five-door and Nav models call for a £95 advance payment.
Price: Starts from £ 15,935
- Eye-catching styling
- Strong engine range
- Steering could be more responsive
- Damping is lacking
7. Dacia Duster
Dacia is known for delivering on value and price, and the Duster is no exception. This family SUV is priced below £11,000 and available in an array of trim levels to cater for all tastes.
Winning the title of Low-price Family SUV at What Car’s Car of the Year Awards 2019, the Duster’s practical dashboard is easy to use and simply laid out. The cabin is roomy and the boot is enormous – a whopping 1,585 litres are available with the seats down.
There are several engines to choose from – three petrols and a diesel – and four trim levels, from the basic ‘Access’ up to the more luxurious ‘Prestige’ line and the limited edition ‘Techroad’.
‘Access’ models are fitted with electric front windows, 16-inch wheels, anti-lock brakes but little more. Two levels up, the ‘Comfort’ trim adds lots more features, including cruise control, rear parking sensors, full electric windows and extra tinted windows.
The PIP weekly rental costs start at £49.75 for the 1.6 SCE ‘Access’ model on Motability. At the top of the range is the 1.5 Blue DCI ‘Techroad’ five-door, which accounts for the total mobility allowance plus a £2,849 advance payment.
Prices start from: £10,995
- Excellent value for money
- Loads of space inside
- Basic entry level model
- Added extras can be costly
8. MINI hatchback
The Mini hatchback is about as iconic as you can get when it comes to choosing a car with serious style and street cred.
Offering a relaxed, luxurious drive, the Mini really excels where many superminis fail. Boasting responsive steering, great balance and impressive body control, the Mini range also achieves between 38.7 and 47.9 miles to the gallon.
Slightly more accurate handling would top the car off perfectly – that, and a bit more room in the rear. Oh, and a more spacious boot. Still, these points aren’t really deal-breakers unless you’re planning to drive a car packed with people or luggage regularly.
Available in four performance levels with ‘Classic’, ‘Sport’ or ‘Exclusive’ styling, the entry level Mini One hatchback comes kitted out with a DAB radio, air conditioning, front sport seats, an alarm, cruise control and ISOFIX child seat points.
Dozens of Minis are available on Motability, from the 1.5 ‘Cooper Classic’ three-door to the Countryman diesel hatchback 2.0 ‘Cooper D Sport ALL4’ five-door auto with the Comfort/Nav+ pack.
All models account for the full weekly mobility allowance and upfront payments range from zero for the lower spec models to £3,749 for top-of-the range variants.
Prices start from: £16,195
- Iconic styling
- Refined ride quality
- Small boot
- Handling could be more accurate
9. Skoda Karoq
Spacious, subtly stylish and smooth to drive, Skoda’s compact SUV the Karoq is one of its best regarded models to date.
Winning the title of Best family SUV for £18,000 – £30,000 at the What Car? Car of the Year Awards 2019, the Karoq covers all bases in terms of performance, efficiency and aesthetic appeal.
With several engines to choose from, the Karoq 1.0L entry level option is ideal for getting around town but opt for a more powerful engine if you’ll be using your car on the motorway or to transport heavy loads.
Handling is agile and natural and the suspension copes well with uneven surfaces. Inside, the car is sensibly laid out, spacious and comfortable, with modern features and luxurious touches here and there.
Compared like-for-like with competitor trim levels, the Karoq may be slightly more expensive than many rivals but it comes with more equipment. The entry level ‘SE’ trim is very well kitted out with 17-inch alloy wheels, ISOFIX points, plenty of airbags, DAB radio and Bluetooth, rear parking sensors and more.
There are more than a dozen Karoq options available through Motability, ranging from the 1.0L TSI ‘SE’ model right up to the 2.0L TDI ‘SEL 4×4’.
Both account for the full weekly mobility allowance and the latter also calls for an upfront payment of £2,795.
Prices start from: £21,945
- Smooth ride
- Stylish and spacious
- Entry level engine needs pushing
- Diesels can be noisy
10. Volkswagen Tiguan
If you want your car to combine sleek looks with plenty of space, the Tiguan should be a compelling consideration.
Solid, stylish and comfortable to drive, the Volkswagen Tiguan boasts tons of room inside its upmarket cabin, both up front and in the rear. There’s a generous boot too, along with several handy storage spaces throughout.
Offering a stable yet agile drive, the Tiguan is available in four time levels: ‘S’, ‘Match’, ‘SEL’ and ‘R Line Tech’.
Entry level ‘S’ options are fitted with 17-inch alloy wheels, front assist, electronic stability control, a front side airbag and curtain airbag, a sensor-controlled pedestrian protection system, VW Connect, lane assist and more.
If you need more than five seats, there’s also the Tiguan Allspace to consider – a seven-seater upgrade that packs all the features of the smaller SUV into something slightly larger.
On Motability, the Tiguan costs the total weekly mobility allowance, plus an advance payment. Depending on the model chosen, upfront payments range from £399 with the 1.4L TSI EVO 150 ‘S’ to £2,799 with the 2.0L TDI 190 4Motion ‘Match’.
Prices start from: £25,350
- Upmarket interior
- Generously spacious throughout
- Sat nav costs extra in some models
- Not the most exciting drive
Keep moving with Motability
With a couple of thousand cars to choose from, there really is something for everyone through the Motability Scheme.
Whether your priority is keeping costs down while getting from A to B, or being comfortable on the road, Motability has a vast repertoire of small cars, family vehicles, SUVs and more on offer, as well as wheelchair-accessible vehicles and cars with adaptations.
As part of the all-inclusive lease arrangement, Motability covers insurance, servicing and maintenance within the weekly payment amount, giving you less to worry about.
If you’d like more information about the best cars to lease, keeping your fuel costs down or choosing the right type of car to suit your lifestyle, check out our following guides: