Sell your car on finance

Find your highest offer and you could get up to £1,000* more. All 5,000+ dealers in our network can clear your finance when you sell.

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  • Instant valuation

    Our valuation tech uses live market data to estimate your car’s value accurately.

  • Get your highest price

    We’ll find the dealer who’ll pay the most for your car, without the hassle.

  • Free home collection

    Complete your sale in as little as 24 hours, with free collection & fast payment.†

  • Oh, and it’s 100% free

    Dealers pay a fee to buy your car. That means it’s completely free for you.

The way to sell your car

With Motorway, you can sell your car for a great price, right from the bath (if you want), completely free. See just how easy it is in our TV ad!

Just sold the Motorway way 😎

How it works

Ready to sell for up to £1,000* more? Enter your reg to get an instant valuation and create a car profile from your phone. Easy.

We alert the 5,000+ car dealers in our nationwide network and they make their best offer for your car in our daily online sale.

We'll present the highest offer for you to approve, then arrange a date for your car to be collected, for free, of course.

You receive fast payment† in your bank account within 24 hours of collection. Ta-dah, you've sold your car the Motorway way!

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5,000+ verified dealers ready to buy your car

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Sell my car on finance

Over 85% of cars in the UK are purchased using some sort of finance agreement and there are lots of different ways to own a vehicle with flexible payment plans. That’s great news if you’re looking to buy a vehicle, but what about when you come to sell your car? The good news is that Motorway is happy to help sell your car, whether you own it outright or if it’s on finance.

sell your car on finance

Can I sell my car if it’s on finance?

Yes, you can! Our verified dealers buy cars on finance all the time, so you’re in safe hands. When it comes to selling your car on finance, you will have to pay off the remaining amount you owe, also known as the ‘settlement figure’. Once these funds are clear and you receive proof of completion, you’re free to sell your car.

How do I sell my financed car?

How to sell a financed car

If you bought your car on finance like PCP then you don’t legally own the car just yet, that will only happen when you have completed all the payments you owe to your lender. But that doesn’t mean you’re stuck with your vehicle until all your debts are paid.

  • ‘Voluntary termination’ usually lets you end a finance agreement early if its more than 50% paid
  • You will have to pay off the remaining amount owed 
  • It’s your responsibility to pay off any interest and fees

If you plan to buy a new car, then you might also want to talk to your lender, as they may be able to take your current car back and open a new agreement, letting you benefit from bespoke rates for existing customers. 

You can also let a dealer settle your finance for you, in this case, once you agree on a sale, your dealer will pay your finance company directly. Our 5,000+ verified dealers are experienced in buying cars that have been financed, they do it every day! 

How to settle your car’s finance

Motorway and financed cars

Motorway is all about making selling your car a quick, easy, fair, and transparent process, even if your car was bought on finance. You will have to approach your finance company and let them know you’re selling your car, as we’ll need a finance settlement letter along with a few other key documents. So, before you can sell your car the Motorway, make sure you have all the following ready to go:

Tips for selling a car on finance