Sell your car on finance

Find your best offer from 3,000+ verified dealers who clear your finance. Get up to £1,000 more*

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Aerial image of a grey car
  • Instant valuation

    Our valuation tech uses live market data to estimate your car’s value accurately.

  • Get your highest price

    We’ll find the dealer who’ll pay the most for your car, with no haggling or hassle.

  • Free home collection

    Complete your sale in as little as 24 hours, with free collection & fast payment.†

  • Oh, and it’s 100% free

    Dealers pay a fee to buy your car. That means it’s completely free for you.

Just sold like a pro 😎

How it works

1. Profile your car

1. Profile your car

Enter your reg to get an instant valuation based on our latest sales data. We then guide you through making a profile of your vehicle.

2. We get to work

2. We get to work

We alert our network of 3,000+ verified car dealers about your vehicle, and invite them to bid for it in a daily online sale.

3. Get your best offer

3. Get your best offer

We’ll present the best offer from the sale for your approval, then arrange a convenient date for your car to be collected.

4. Complete your sale

4. Complete your sale

Receive fast payment† in your bank account before your car is driven away. Congratulations – you’ve sold your car like a pro!

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3,000+ verified dealers ready to buy your car

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Sell my car on finance

Over 85% of cars in the UK are purchased using some sort of finance agreement and there are lots of different ways to own a vehicle with flexible payment plans. That’s great news if you’re looking to buy a vehicle, but what about when you come to sell your car? The good news is that Motorway is happy to help sell your car, whether you own it outright or if it’s on finance.

sell your car on finance

Can I sell my car if it’s on finance?

Yes, you can! Our verified dealers buy cars on finance all the time, so you’re in safe hands. When it comes to selling your car on finance, you will have to pay off the remaining amount you owe, also known as the ‘settlement figure’. Once these funds are clear and you receive proof of completion, you’re free to sell your car.

How do I sell my financed car?

How to sell a financed car

If you bought your car on finance like PCP then you don’t legally own the car just yet, that will only happen when you have completed all the payments you owe to your lender. But that doesn’t mean you’re stuck with your vehicle until all your debts are paid.

  • ‘Voluntary termination’ usually lets you end a finance agreement early if its more than 50% paid
  • You will have to pay off the remaining amount owed 
  • It’s your responsibility to pay off any interest and fees

If you plan to buy a new car, then you might also want to talk to your lender, as they may be able to take your current car back and open a new agreement, letting you benefit from bespoke rates for existing customers. 

You can also let a dealer settle your finance for you, in this case, once you agree on a sale, your dealer will pay your finance company directly. Our 3,000+ verified dealers are experienced in buying cars that have been financed, they do it every day! 

How to settle your car’s finance

Motorway and financed cars

Motorway is all about making selling your car a quick, easy, fair, and transparent process, even if your car was bought on finance. You will have to approach your finance company and let them know you’re selling your car, as we’ll need a finance settlement letter along with a few other key documents. So, before you can sell your car the Motorway, make sure you have all the following ready to go:

Tips for selling a car on finance