Cars on finance guides

Over one fifth of used cars in the UK are bought on finance. Whether you’re on an HP loan, PCP loan, leasing, or looking to learn more about selling a financed car, check out our car finance guides to see what’s right for you.
Guides

Could PCP finance be your gateway to a new car? Find out with our PCP guide.

Get all the info on how HP finance works.

Leasing a car is a great way to get the vehicle you want even on a budget, find out how car leasing could work for you.

Leasing a car without a deposit makes it easy to get a vehicle on the tightest of budgets.

Part-exchanging your financed car can be done, but will it get you the best price for your car? Our guide has all you need to know.

You can do it, but how? Our guide has all the info on selling your financed car.

Discover our car finance FAQs covering credit scores, settlement figures, and much more.

Make sure you know the truth about these commonly-misunderstood aspects to car finance contracts, so you can get the best value for your money.

Learn how to check if a vehicle has outstanding finance and what to do if you want to sell one.

Understand negative equity in car finance, the factors that affect it and how to manage it effectively.

Find out whether you can pay car finance off early, how to achieve this and the benefits of doing so.

Discover whether you can still get a vehicle on finance with bad credit and the options available to you.

Read on to see what happens if your vehicle gets stolen on finance and what immediate steps to take.

Learn what excess mileage charge involves, how to pay it and how to prevent it from happening again in the future.

Find out what checks are involved when taking out car finance and what lenders look for.

Discover what consequences you could face if you fail to pay your car finance on time.

Learn about APR, its factors, and the difference between APR and interest rates.

Discover what voluntary termination is and the difference between that and voluntary surrender.

Learn what happens if you have a vehicle on finance and it becomes a write off.

Find out how to get out of a car finance agreement earlier than anticipated and understand your rights.
Need more car advice?
Want to learn more about owning, maintaining, and selling your car? Check out more of our guides here, covering everything from finding buyers, to negotiating a good price, and completing payment safely. With 84% of Motorway customers getting more money, it’s never too soon to get your valuation.